Real estate appraisal services for homeowners in the city of Crandon and Forest County
Check out the top seven reasons WI homeowners use Childers Appraisals, LLC:
Own a house in or near Crandon, WI and need help determining the price of it?
At Childers Appraisals, LLC, we understand the unique needs of a consumer in need of appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
Pre-listing Services/For Sale By Owner
Since you have an emotional attachment to your own home, it's often very hard to be objective about it. The professional appraisers at Childers Appraisals, LLC will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic price to sell at so your home will attract buyers, a professional appraisal is very important as a negotiating tool once you have a potential buyer. It gives you something tangible to show the buyer. The appraisal is an independent third party's opinion of your home's price, not just you saying how much your home is worth. Interested buyers assume that you have an emotional attachment to your home and will be much more likely to give credibility to a qualified appraiser's value report than yours.
Need to remove PMI?
PMI stands for Private Mortgage Insurance. A fashionable way to cut costs for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is down below 80% of the value of your house, in most cases you can apply to the lender to have the PMI canceled from your loan, which will make your monthly payments go down. At Childers Appraisals, LLC, we're veterans in helping folks just like you dismiss unneeded PMI insurance.
Challenging a property tax assessment
Your local tax assessor may have your house overvalued if you live in a local area that's declining or is not appreciating as much as other houses nearby. That means you are probably paying more taxes than you should. The sooner you take care of things like this, the better, since your property assessment may likely go up again in the next period. A professional appraisal from Childers Appraisals, LLC is your #1 weapon when contesting your property tax assessment.
HELOC recently frozen?
Even if your specific property has not declined in value, your lender might decide to automatically freeze your home equity line of credit (HELOC) if your house is near a declining area. This can this be inconvenient from a cash flow standpoint, and detrimental to your credit score since it may appear as though that credit line is maxed out. Childers Appraisals, LLC can provide you with a professional appraisal to help you reinstate your HELOC.
Do You Need Field and Desktop Appraisal Review Services?
Have you just been handed a copy of your appraisal and you would like to have a seasoned professional double-check it for accuracy or do you desire a second opinion without the added cost and delay of waiting for a whole new appraisal? An appraiser from Childers Appraisals, LLC can go out and check the subject and comps in question in a field review. Or, if you're in a hurry, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.
We can also provide you with a a retrospective review of any appraisal you may have had in the past. Even though this is usually requested by banks, you may wish to employ this service if you suspect mortgage fraud related to your home.